Our Process
New Client Onboarding Process
Introductory Call
Learn about your personal situation, explain our services, and disclose fully how we will be paid
Sign the Agreements
Agree on the scope of work, timeline, and fees. Sign the following documents:
- Financial Planning Agreement
- Investment Advisory Contract.
Discovery Meeting
Learn some background information about your past experiences with money and get a big picture view of what you hope to accomplish moving forward
Document Gathering and Data Integration
Gather all the necessary documents and critical information, integrate data with various platforms, and calendarize future meetings
Tax Planning
We review your federal and state tax returns to determine if there are any strategies we can utilize to decrease your tax burden and figure out what your long-term tax rates are for the financial plan
Investment Planning and/or Review
We’ll create a centralized strategy for your investments that carefully considers all of your goals, risk factors, and return expectations
Retirement Analysis & Planning
We calculate the ideal savings for your retirement and develop a realistic plan to achieve a financially successful retirement
Other Financial Planning Areas
Analysis and recommendations of optimal insurance, college savings plan (determination of annual savings, lump sums, and the ideal investment approach for each child), employee benefits review
Year-End Checkup
Practice some good financial hygiene to set yourself up for a more productive year, especially at tax time.
