AN INTEGRATED APPROACH TO

Financial Planning

Personalized recommendations to help you reach your goals.

Maximize Wealth | Simplify Complexity

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A Financial Partner

Effective financial planning is about more than just choosing the right investments; it’s about choosing the right financial partner. To build on your momentum, you need a modern wealth management relationship. Your planner coordinates your financial life to plan for opportunities to grow your wealth.

What’s is our financial planning approach?

WE MAKE THE COMPLEX SIMPLE.

Our goal is to simplify and add convenience to your life as your trusted advisor. No matter how much you invest, at Wealth Habits we want to help you understand the rationale of your investments. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

ACCOUNTABILITY.

Your family’s best interests are always our priority. We make sure you know if you are spending too much or not saving enough to meet your goals.

WE ARE HERE FOR YOU.

We are here for you no matter what. We’re not just a financial advisor. Considering a career change? We’re here to help. Going through a divorce? Let’s talk about what’s next. Considering early retirement? We’ll give you a neutral opinion. Most advisers focus primarily on investments and money management. While these are key factors, we’re also interested in helping you plan all the key areas of your financial life. 

ADVOCACY.

With our experience, we can help you achieve your goals. Wealth Habits guides you every step of the way rather than simply taking you from one task to another. We don’t just chart a course – we help you get there.

PRICING PLANS

REDUCE TAXES · INVEST SMARTER · OPTIMIZE INCOME

CORE PLAN

Best for individuals
$ 350
/ Month
  • Retirement Planning
  • Investment Reviews
  • Tax Planning
  • Education Planning
  • Insurance Review
  • Basic Estate Plan
  • Mobile App
  • CPA/CFP® Meetings
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Setup fees starting at $750 After the 1st year, your fee will be adjusted and usually goes down.

FAMILY PLAN

Best for growing families
$ 750
/ Month
  • EVERYTHING IN CORE
  • Complex Investment Analysis
  • Equity Compensation
  • Advanced Education Planning
  • Insurance Planning
  • Estate Planning For Family
  • Access to Platform
  • CPA/CFP® On-Demand
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Setup fees starting at $1,200 After the 1st year, your fee will be adjusted and usually goes down.

PLUS BUSINESS PLAN

Best for Business Owners
$ 1,500
/ Month
  • EVERYTHING IN PLUS
  • Measures of Investment Returns
  • Plan Selection for Businesses
  • Business Retirement Plan Review
  • Insurance Planning
  • Complex Estate Planning
  • Business Owner Support
  • CPA/CFP® On-Demand
Learn More
Setup fees starting at $2,400 After the 1st year, your fee will be adjusted and usually goes down.

One-Time Services

One-time engagements are also available but depends on our capacity – pricing depends on scope of project.

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FAQs

Common Questions, Uncommon Answers

No, we do not have investment asset minimums. We charge a flat annual fee for financial planning based on complexity.

Yes. You can book a meeting with me here. In our meeting, I’ll clearly lay out what an on-going engagement entails, including the annual fee.

Yes! My office is in New York, however I have clients located across the United States.

For stock compensation, we provide assistance up to 3 months after the final deliverable of the project.
A majority of my clients come to me with concentrated stock positions, options, units and/or appreciation rights. I help clients plan for and analyze Incentive Stock Options (ISOs), Non-Qualified Options (NSOs), Restricted Stock (RS), Restricted Stock Units (RSUs), Stock-Settled Stock Appreciation Rights (SSARs), Cash-Settled Stock Appreciation Rights (CSARs), Restricted Stock Shares (RSSs), Performance Stock Shares (PSSs), Performance Stock Units (PSUs) and Employee Stock Purchase Plans (ESPPs). All of these employee stock plan awards require meticulous analysis to mitigate costs and taxes, both regular and alternative minimum tax (AMT), while managing risk.
I am selective in whom I work with because I like to develop long-term, meaningful relationships with my clients. The plan is to work with all of my clients until we are all old and gray.
During the introduction meeting we’ll determine if you’re someone whose life we can impact in a meaningful and positive way. Likewise you can determine if we are the type of advisor with whom you wish to work.

Under the fee-only model of financial planning the advisor can only accept compensation directly from the client. Commissions from investment companies, insurance companies etc. are not allowed. The purpose of the fee-only model is to minimize conflicts of interest between the advisor and the client and allow the advisor to objectively focus on the needs of the client. 

Yes, I am.

Yes, as an Investment Advisor Representative and CERTIFIED FINANCIAL PLANNER™ professional, I am a fiduciary for my clients. I owe my clients a duty of undivided loyalty and utmost good faith, and I do not engage in any activity that is in conflict with the interest of any client.

There is no fee for the introduction meeting. The introduction meeting is simply a chance for us to meet and determine if we are a match.

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