Maximizing Your Financial Well-Being

Helping Physicians Make Better Financial Decisions
Financial PlanningStart Investing

Our Mission

Our Origins

Wealth Habits is on a mission to transform the way financial advice is delivered to physicians, building a collaborative relationships and bridging the knowledge gap by leveling the playing field. Because everyone deserves an equal chance to succeed after several years of training.

We saw a need to democratize access to financial planning among physicians. Software has been able to make financial planning easier and better for more people but the financial industry hasn’t evolved to help those that need it the most. We’re here because physicians deserve to live secure and rewarding lives.

Wealth Habits was founded by Gabriel Kaplan, a fee-only advisor and solopreneur, where he provides physician-specific financial advice at a fair price.

Why Wealth Habits

We manage client investment portfolios on a discretionary basis. This means that we are actively engaged in the investment markets on behalf of our clients. We operate within the parameters of a client’s risk constraints, time horizons, cash flow needs, and long-term goals. Our daily involvement in the capital markets provides us with real-time information on changing trends and opportunities. We don’t simply delegate investment responsibilities or manage a relationship. We are integrally involved in clients’ investment outcomes, viewing ourselves as partners in their success.

Personal Wealth Champion

No Minimums

Unbiased Advice

Financial Planning Service Offering

Retirement Planning

No matter where you are in life, we can provide guidance, tools, and services to help you prepare for retirement on your terms.

Net Worth Calculation

We aggregate and calculate your net worth so you have a complete picture of your assets and liabilities.

Budgeting

We help you track spending, manage a budget, and see all your accounts in in a simple and intuitive format.

Student Loan Analysis

We provide free student loan analysis to medical students, residents/fellows, and 1st year attending physicians.

Debt Optimization

Paying off credit cards, auto loans, a mortgage and now a loan on a practice? We will work together to determine the plan that best fits your situation.

Education Planning

We do an in depth analysis of the education funds needed to pay for education. We evaluate what tax benefits are available and opportunities in scholarship and grants, given the client’s financial circumstances.

Estate Planning

We help you organize and provide an overview of estate needs and, if needed, provide references for qualified attorneys to make sure the client’s needs are covered.

Employee Benefits Review

Have you made any employee benefit elections this year? Are your benefits incorporated into your financial planning? We help you choose which benefits based on your comprehensive financial plan.

Tax Planning

Individual tax planning and preparation can be a complicated, time-consuming process. But it doesn’t have to be that way. By enlisting Wealth Habit’s help, your tax season can be almost stress-free.

Financial Planning Pricing

The full financial plan is often the result of a client specific need but the service is intended to review all aspects of the client’s finances, goals and future needs. This service includes a written report outlining the clients current financial position as well as detailed comments, suggestions and specific recommendations on specific areas that need improvement.

The resulting report is often used as the “roadmap” to move forward and track the next steps. The full financial plan service engagement typically lasts up to 6-18 months.

The cost is $500/month but we offer discounts for those who are also asset management clients.

We also give preferential pricing to physicians.

Schedule a Call to Discuss Financial Planning Needs

Investment Management

We manage client investment portfolios on a discretionary basis. This means that we are actively engaged in the investment markets on behalf of our clients. We operate within the parameters of a client’s risk constraints, time horizons, cash flow needs, and long-term goals. Our daily involvement in the capital markets provides us with real-time information on changing trends and opportunities. We don’t simply delegate investment responsibilities or manage a relationship. We are integrally involved in clients’ investment outcomes, viewing ourselves as partners in their success.

Investment Management Pricing

Get Started With Investing

The sooner you start, the closer you’ll be to reaching your goals.
*Learn how our asset management fees work for you.

Client Meeting Times

MON-WED-FRI
8:00am – 1:30pm
4:30pm – 7:00pm

SAT
We are closed

SUN
9:30am – 4:30pm

Drop Us a Line

Don’t be shy. Let us know if you have any questions!