Skip to content

Services
Clients
Resources
About
Free Checkup

Menu

Services
Clients
Resources
About
Free Checkup

Stock Compensation

15

Getting Started
About Me
Feedback & Roadmap
Stock Compensation 101
Stock Options Terminology
Incentive Stock Options (ISOs)
The Alternative Minimum Tax (AMT)
Nonqualified Stock Options (NQSOs)
Restricted Stock Units (RSUs)
Employee Stock Purchase Plans (ESPPs)
Restricted Stock
Stock Appreciation Rights (SARs)
Equity Interests
Capital Interests
Profit Interests

Tax Planning

3

Tax Planning
Estimated Tax Payments
Qualified Small Business Stock (QSBS)

Retirement Planning

Retirement Planning

1

Retirement Planning

Insurance

1

Insurance

Education

1

Education Planning

Estate Planning

Estate Planning

1

Estate Planning

Philanthropy & Charity

Philanthropy & Charity

1

Philanthropy & Charity

Guides

4

Year-End Planning Checklist
Tender Offers
Direct Listings
IPO Guide for Employees

The Formal Stuff

3

Terms of Service
Privacy Policy
Disclaimer

Home
Manual
Guides
Year-End Planning Checklist

Year-End Planning Checklist

Table of Contents

Investment planning
Tax Planning
Retirement planning
Estate Planning
Other Planning Considerations
Treasure Hunt

Year-end presents an opportunity to review your financial and retirement plan, organize your wealth transfer goals, and implement tax strategies expiring in December.

Investment planning #

Tax loss harvesting
Trading strategies to avoid wash sale losses
Portfolio Rebalancing

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.

Tax Planning #

Income bracket shifting
Reduction of taxable income for closely held business owners
Sufficiency of tax withholding
AMT liability reduction
State and local estate tax planning
Itemized deduction bunching
FSA accounts – year end or early next year

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.

Retirement planning #

Maximizing 401(K) contributions:
Maximizing IRA contributions:
Contribution to HSA accounts
Funding Roth and other IRA accounts for children
Is a taxable Roth conversion right for you?
Despite the freeze on RMD’s will they benefit you
Review benefit elections for Social Security and Medicare programs

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.

Estate Planning #

Annual gifting
Funding 529 plans
Funding charitable obligations with appreciated assets or cash?
Electing to make a charitable bequest directly from your IRA
Consider advanced gifting, entity discounting and planning strategies

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.

Other Planning Considerations #

This is a great time to review certain planning considerations:

2022 Budgeting: Review your actual 2021 spending, planned big-ticket purchases for 2021, and debt/loan refinance options during low interest rate environment.
Credit report: The Fair Credit Reporting Act requires each of the nationwide credit reporting companies to provide you a free copy of your credit report once every 12 months.
Health care and insurance: Review your insurance portfolio to make sure it meets your coverage needs; prior to annual benefits enrollment.
Estate planning: Review Wills, Trusts, Power of Attorney, and other documents designed to transfer or protect your assets. Review elections and appointments made within these documents.
Review your beneficiaries. Double-check that changes or updates are not needed on your accounts. It’s all too common to leave an ex-spouse, for example, assigned accidentally.

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.

Treasure Hunt #

Review unclaimed money from the government and private businesses (website). Most unclaimed funds go missing in the first place due to simple lost contact.

The form has been submitted successfully!

There has been some error while submitting the form. Please verify all form fields again.

What are your Feelings

Share This Article :

Updated on November 3, 2022

Wealth Habits is focused on helping families achieve financial security.

Facebook Twitter Youtube Linkedin

Company

Services
Clients
Resources
About
Free Checkup

Services
Clients
Resources
About
Free Checkup

Resources

Privacy Policy
Disclosures
Form CRS

Privacy Policy
Disclosures
Form CRS

Schedule a Meeting

© 2022 WEALTH HABITS

Skip to content

Accessibility Tools

Increase Text
Decrease Text
Grayscale
High Contrast
Negative Contrast
Light Background
Links Underline
Readable Font
Reset