Privacy Policy

Effective September 2024

FACTS

WHAT DOES DERASTONE LLC DBA WEALTH HABITS DO WITH YOUR PERSONAL INFORMATION?

This privacy notice pertains to Derastone LLC dba Wealth Habits ("Wealth Habits").

For more information, visit our website: https://wealthhabits.com/

WHY?

Financial companies, such as Wealth Habits, choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income

  • Transaction history and risk tolerance

  • Account balances and assets

This does not include phone numbers for marketing purposes. No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

HOW?

All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons we share our clients' personal information, the reasons Wealth Habits chooses to share, and whether you can limit this sharing.

Who we are

Who is providing this notice?
This privacy notice is provided by Derastone LLC dba Wealth Habits.

For more information, visit our website at https://wealthhabits.com/.

What we do

How does Wealth Habits protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Wealth Habits collect my personal information?
We collect your personal information, for example, when you:

  • Open an account or seek advice about your trust, investments, and/or services with Wealth Habits

  • Give us your income information and contact information

  • Tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account—unless you tell us otherwise.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Wealth Habits does not share your information with affiliates for marketing purposes.

Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Wealth Habits does not share your information with non-affiliates so they can market to you.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Wealth Habits does not jointly market with any other companies.

Other Important Information

Information for California, North Dakota, Nevada, and Vermont Customers
Residents of these states have additional rights that restrict sharing personal information for marketing purposes. If your mailing address is in one of these states, we will automatically treat your account as if you do not want us to disclose your personal information to non-affiliated third parties for marketing purposes.

Cookie Policy

We use cookies and similar technologies on the Wealth Habits website. Cookies help us and our third-party partners collect information about visitors to our website, including the date and time of visits, pages viewed, and general information about the devices used to access the site.

In addition to cookies, certain additional data may be automatically collected, including:

  • IP addresses

  • Referrer headers

  • Social media pixels, web beacons, and tags

Third-party vendors may also collect data via our website through cookies, plug-ins, and widgets. The processing of this data is subject to their privacy policies.

We use cookies and pixel tags to track website usage, improve user experience, and for marketing purposes. If you choose to disable cookies in your browser, some site functionality may be affected.

Questions
Please call us at (914) 685-6851 for any questions or concerns regarding this privacy policy.