Let’s Help You Get Financially Independent
We offer different levels of services, depending on your individual needs.
Our Services
We offer three flexible ways to work with us
(1) Financial planning
(2) Investment management
(3) Hourly financial advice
You can choose any service individually, or combine financial planning with investment management for ongoing, integrated support.
Each section below shows what’s included along with transparent pricing.
Not sure which service fits you? Let’s talk through your goals first.
Financial Planning
Best for
Rising professionals, employees with equity compensation, and those building wealth.
Everything in Foundation, plus
Interactive financial plan with detailed action items
Retirement planning & projections
Tax planning & optimization
Equity compensation strategies
Real estate planning
Education funding strategies
4 sessions with your dedicated CFP® professional
Initial Plan (1-Year of Service): $8,250
Year 2 Renewal Price: $6,800
Best for
High earners, business owners, and complex financial situations, including immigrants with international estate planning.
Everything in Strategic, plus
Complex estate planning (above the exemption)
Tax preparation & filing
Estate planning
Insurance optimization
Business optimization
International estate planning structuring
6 sessions with your dedicated CFP® professional
Initial Plan (1-Year of Service): $24,500
Year 2 Renewal Price: $15,500
What specific services are included in each financial planning offering?
Investment Management
Anyone can build a model portfolio. That is not the hard part.
The hard part is managing investments in a way that reflects taxes, cash flow, retirement timing, concentrated positions, upcoming spending needs, and the rest of your financial life.
At Wealth Habits, investment management is part of a broader advisory relationship. We look across accounts, coordinate decisions with your planning priorities, and make portfolio recommendations with the full picture in mind.
Who are these services for?
Pricing?
This offering is best suited for people who want to delegate investment decisions and have those decisions tied to a broader strategy.
What services are included in asset management?
Portfolio Design
Asset Allocation
Investment Selection
Risk Management
Portfolio Rebalancing
365 Days of Support
Tax-Loss Harvesting
Performance Reporting
Cash & Liquidity Management
Does it include financial planning?
| Assets Under Management | Annual Fee |
|---|---|
| $0 – $10M | 0.75% |
| $10M – $25M | 0.50% |
| Over $25M | 0.35% |
Fees are blended tiered and billed monthly in arrears. The investment management fee schedule applies only to passive, index-based ETF portfolios. It does not cover active management, individual securities, or customized non-model strategies.
Yes - As your portfolio and planning complexity increase, more comprehensive planning is included.
Hourly Financial Advice
If you’re looking for targeted, on-demand advice without ongoing planning, you can book a paid strategy session right now.
Pay Only For The Time You Need
Customized Support: Address your immediate financial questions or concerns.
Specific Goals: Tackle one-time needs like tax planning, investment analysis, or budgeting.
On-Demand Access: Get help when you need it, without committing to a subscription.
Potential Topics:
Financial Snapshot Review
Cash Flow Analysis
Investment Portfolio Check-Up
Retirement Plan Evaluation
Tax-Efficient Retirement Strategies
Estate Planning Guidance
Funding Assessment
Financial Decision Making Framework